Orlando Homes for Sale,Central Florida Real Estate,Colleen M. Murphy, P.A., Realtor

Central Florida Home Listings and
Residential Real Estate Resources
Specializing in Relocation & First Time Homebuyers
for East Orange & Seminole Counties

Direct:	407 . 383 . 5218 Colleen
Direct:	407 . 760 . 8837 Danny
FAX:	407 . 327 . 0913

Colleen Murphy, P.A. REALTOR ®
Danny Persad, REALTOR ®
Charles Rutenberg Realty
933 Lee Road, Suite 300
Orlando, FL 32810

"Committed to success for buyers and sellers through diligence, experience, knowledge and communication"
Home \| Featured Listings \| Contact Us Now!		Wednesday, July 23, 2008

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Closing Costs

Closing costs may vary throughout the state of Florida. Costs shown here are intended for use in Orange, Seminole, Osceola and Lake counties.

SELLER EXPENSES


1	Doc stamps on deed $.70 per $100 based on sales price
2	Real estate commission
3	Owner's title insurance policy
4	Payoff existing mortgage
5	Process satisfaction of mortgage
6	Courier fees
7	Taxes prorated to date of closing
8	Home warranty (if applicable)

CONVENTIONAL MORTGAGE BUYER EXPENSES


1	Loan origination fee and points
2	Appraisal fee
3	Credit report
4	Tax service fee
5	Underwriting fee
6	Document preparation fee
7	Simultaneous issue mortgage title insurance
8	Title endorsements
9	Recording fees for deed and mortgage
10	Doc stamps on mortgage $.35 x mortgage amount
11	Intangible tax on mortgage $.02 x mortgage amount
12	Survey
13	Flood certification (if applicable)
14	Termite inspection
15	Courier fee
16	First year hazard insurance and flood insurance (if applicable)
17	Escrows: taxes-4 mos.; hazard ins;-3 mos; flood ins 3 mos; MIP-3 mos (if app); PMI-3 mos;flood ins.-3 mos; MIP-3 mos. (if app) PMI-3 mos, (if app)
18	First year PMI (if applicable-over 80% LTV)*
19	Prepaid interest day of closing through end of month
20	Homeowners association dues and transfer fee (if app)
21	Condominium approval fee and dues (if app)
22	Assignment of mortgage (if app)

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