Selling Your Home

Selling your home is a big event.  Consider the following before you make the decision to sell.

1. If you are buying another home, get a loan pre-approval before your house goes on the market.

2. Check on your mortgage payoff for balance, prepayment penalties and capital gains tax possibilities.

3. Determine how much your home is worth.  This can be done through a variety of sources such as a Realtor, an appraisal or online home valuation service. The most accurate value will come from a certified appraisal, average cost is $350.

4. Estimate your costs to sell including real estate commission, advertising costs, signs, attorney fees, closing agent, taxes and prorated costs for your portion of annual expenses – click here to use our Financial Calculators or Contact Us for an Estimated Net Expense sheet customized for your property!

5. Estimate costs to buy a new home including moving expenses, loan costs, down payment, home inspections, title work, hazard insurance, etc.

6. Calculate your estimated proceeds, deducting your mortgage payoff from your home’s fair market value.

7. Make necessary repairs or updates to bring the home up to selling condition.

8. Prepare the house for showing, improve curb appeal, fresh paint, clean windows, shining kitchens and baths are essential to a positive showing.

9. Be prepared to leave the home for showings or have a lockbox.  Make the home accessible. Lurking sellers can make buyers nervous and they won’t feel comfortable inspecting the home.

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